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Bike Finance

Bike Finance - Tips to help you save

Before buying or selling your bike, you should make sure that you have done the following:
1. Know your bike`s value.
2. Check the car’s history.
3. Triple check the Offer to Purchase documents. =  What is vehicle finance?

Not everyone can afford to buy a car cash. Most people need to take out a loan to buy a car. They usually pay a deposit, and then pay the rest of the cost off over the course of a few years to their financial provider. You can finance your car through your dealership, bank, or an independent provider.

Why can’t I just buy my bike cash?

You definitely can, if you can afford it. By cash, we mean transferring the total cost in one transaction. Dealerships cannot accept more than R25k in physical cash. The benefits of buying a car cash is that you completely avoid paying interest (which becomes a large sum of money when you pay your car off over 4 or 5 years).
The downside of buying a car cash is that you won’t build any credit. If you’re planning on buying a house or making another huge financial decision and you need to improve your credit score, you can consider financing your car. The higher your deposit is, the lower your monthly premium will be.

Should I buy a new or used bike?

There are definitely pros and cons to both. A new car is definitely more reliable than a 20-year-old car that you can get for much cheaper. New cars, however, aren’t always flawless. Our suggestion is to buy a car that’s under two years old. This way you’ll be avoiding any faults that are sometimes found in new cars within the first year, and you’ll still be getting a fairly new, reliable car that’s much more affordable than when it was brand new.
For any other questions about financing your new or used car, contact us and we’ll make sure to answer your questions as soon as possible.

How Can I Finance My Bike?
• Cash
• Instalment
• Instalment with Balloon Payment
• Guaranteed Buy-Backs
• Instalment Take-Overs

For more information about how you can finance your bike, contact us and we’ll be happy to answer any questions you might have.

Contact For Finance

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